Play fair: Equalising the taxation of earned and unearned income

This report explains how the government could more fairly tax earned and unearned income: The current UK tax regime strongly favours unearned income over earned income. This has led to a tax system that is both unfair and inefficient. It also means that the young and those people who receive their income from employment pay… Read more »

Downsize your energy bills: Moving to a smaller home cuts energy bills

This report analyses house type, age, under-occupation and energy consumption and compares different downsizing scenarios and energy costs in order to help older generations to appreciate the energy savings they could make from downsizing. Key findings: Downsizing from larger to smaller homes in England could save 8 million homeowners up to £5,000 a year in… Read more »

Trains over planes: Why the government should encourage domestic train travel

This report argues that, on intergenerational justice grounds, the British government should be following France’s lead over banning domestic flights with a rail equivalent journey of 4.5 hours or less, by encouraging greater domestic train travel rather than air travel on mainland Britain. Key findings: Travel by train is seven times more environmentally friendly than… Read more »

The Savings Squeeze: Young people locked out from the benefits of saving

  This report uses data from the Wealth & Assets Survey in order to look at the reasons behind the inability for young people to be able to save. Key findings: Young people would like to invest and save in property, but over the last decade the proportion of young people with zero property wealth… Read more »

Warm Home Discounts – Intergenerational Foundation response

A response by the Intergenerational Foundation to the Department for Business, Energy and Industrial Strategy’s consultation: https://www.if.org.uk/wp-content/uploads/2022/08/Intergenerational-Foundation-Warm-Home-Discount-Response.pdf

3 Million Pensioner Millionaires: identifying the numbers

This research is an update to IF’s 2012 pensioner millionaires research, and looks at pensioner wealth according to latest available data from the Office for National Statistic’s Wealth and Assets Survey. Key Findings: Great Britain now has more than 3 million over-65s living in millionaire households. In 2008/10, there were 846,000 over-65s living in households… Read more »