Will young people be poorer than their parents?

  In 2011, the Labour leader Ed Miliband drew headlines when he warned that his generation was in danger of failing to fulfil the “British promise” that each new generation should be able to enjoy a better quality of life than the previous one had. This comment seemed to tap into a widespread sense of… Read more »

Spending Power across the Generations

Who wields the balance of spending power in contemporary Britain? With increasing media and political rhetoric surrounding the “cost-of-living-crisis”, it is useful to analyse patterns of spending behaviour to see if certain types of household appear to be suffering or benefiting disproportionately as a result of broader economic trends. In this report, IF analysed data… Read more »

Pensioner Millionaires in the UK: identifying the numbers

The members of Britain’s baby boomer generation who are just starting to enter retirement have been called “the richest generation in history”. Yet, to a large extent, the British welfare state still treats age as a proxy for need, transferring large amounts of public money to all pensioners in the form of universal benefits, regardless… Read more »

How the Localism Act hands power to older generations

Is decision-making automatically more democratic if it occurs at the local level? The assumption that this is the case has underpinned much of the political rhetoric surrounding the “Localism” agenda, which has sought to devolve political power away from top-down, centralised decision-making as much as possible in favour of transferring new powers – especially in… Read more »

The IF Intergenerational Fairness Index: 2012 Edition

The IF Intergenerational Fairness Index represents the first attempt which has been undertaken in the UK to measure systematically the impact that government policies have had on the younger generation. By combining data on a range of variables stretching back to 2000, the IF Index enables us to demonstrate quantitatively that  the position of young… Read more »

False Accounting? Why the government’s Higher Education reforms don’t add up

The Coalition government’s reforms to higher education funding in England have been enormously controversial ever since they were first announced. But why did the government decide to go down this path at all? In this groundbreaking research paper, written on behalf of IF by higher education expert Dr Andrew McGettigan, he argues that the main… Read more »

Are Government Pensions Unfair on the Younger Generation?

  In this report, IF calls attention to the massive unfunded liabilities for public sector pensions which successive governments have placed on the shoulders of future generations. These are currently worth an eye-watering £1.2 trillion, which is the equivalent of £45,000 per UK household, and no money is being put aside to pay them –… Read more »

The Rise of Gerontocracy? Addressing the Intergenerational Democratic Deficit

What implications does the ageing of the population have for Britain’s democracy? This powerfully-argued study, written by ageing-issues expert Dr Craig Berry on behalf of IF, analyses data on demography and voting patterns to present the case that our democracy is at serious risk of being undermined as a growing elderly population exerts more and… Read more »

Understanding Downsizing

Why have the rates of downsizing stagnated in Britain compared to other ageing countries? As a companion-piece to our previous study, Hoarding of Housing: the intergenerational crisis in the housing market, IF decided to investigate which factors are likely to encourage an elderly household to downsize, and why in many cases they end up not… Read more »