The Economic Inefficiency of Student Fees in England

This report by Dr Kevin Albertson, Professor of Economics at Manchester Metropolitan University Business School, argues that the public benefits of a young person getting a higher education qualification more than outweigh the costs according to the government’s own figures. By comparing the costs and benefits of higher education, Albertson concludes that the nation should bear… Read more »

Packhorse Generation: The long debt tail of student loans

This report concentrates on student loans taken out to cover student fees. It does not include the additional costs of student maintenance loans taken out to cover living costs. Written by Estelle Clarke, IF advisory board member, the report follows the likely interest that will be charged to graduates over a 30-year loan term and… Read more »

Generations Apart? The growth of age segregation in England and Wales

Young and old are growing apart – this is the key finding from Generations Apart, the Intergenerational Foundation’s latest piece of research which measures the extent of age segregation across England and Wales. The report found that over the past 25 years profound changes have occurred in the patterns of where younger and older people… Read more »

2016 Intergenerational Fairness Index

Now in its fifth year, the 2016 Intergenerational Fairness Index reveals the continuing stagnation in the position of younger generations in the UK. Key drivers are pensions and government debt. Small improvements in the supply of housing are undermined by the continuing rise in cost – both of renting and buying. Low levels of investment… Read more »

The Graduate Premium: manna, myth or plain mis-selling?

This paper challenges the £100,000 lifetime graduate earnings premium so often used by politicians to justify increasing fees for university courses, changing the terms and conditions, or increasing interest rates. A wide range of factors influence whether graduates are likely to receive an earnings premium (i.e. higher earnings than their non-university-educated peers). These include, amongst… Read more »

DB Pensions: Choking Hazard

This report looks at the cost of defined benefit (DB) or final salary pensions to UK companies and argues that DB pension payments are acting as a drag on businesses and preventing them from expanding, investing, paying their younger workers more, or paying more towards younger workers’ pensions. It means that there is intergenerational inequity… Read more »

Toxic Time Capsule: Why nuclear energy is an intergenerational issue

This paper argues that cancelling Hinkley Point C, dubbed “the most expensive building on Earth”, could save Britain at least £30-£40 billion. Written by Andrew Simms, for IF, the paper compares the cost of nuclear to the likely costs of alternative energy supplies from onshore wind and solar, and questions whether current policy-makers have the… Read more »

The IF European Intergenerational Fairness Index 2016

IF is grateful to the Open Society Initiative for Europe for their invaluable financial support, which funded the production of an interactive online tool that visualises the findings from this project. Try playing around with the data yourself! Has Europe let down its young? That is the question the Intergenerational Foundation (IF) strives to answer with the… Read more »

Unlocking England’s Hidden Homes

  England’s housing crisis is receiving an increasing amount of attention from campaigners, the media and policy-makers, yet the obvious solution to addressing it – building more housing – still faces a range of seemingly intractable barriers. It seems clear that if the government is serious about reaching its target of building 1 million new… Read more »