The Savings Squeeze: Young people locked out from the benefits of saving

  This report uses data from the Wealth & Assets Survey in order to look at the reasons behind the inability for young people to be able to save. Key findings: Young people would like to invest and save in property, but over the last decade the proportion of young people with zero property wealth… Read more »

3 Million Pensioner Millionaires: identifying the numbers

This research is an update to IF’s 2012 pensioner millionaires research, and looks at pensioner wealth according to latest available data from the Office for National Statistic’s Wealth and Assets Survey. Key Findings: Great Britain now has more than 3 million over-65s living in millionaire households. In 2008/10, there were 846,000 over-65s living in households… Read more »

On Borrowed Time: Future Generations and the Net Zero Transition

This report, co-produced with the Social Market Foundation, investigates the economic and moral questions surrounding how to share the costs of the Net Zero transition between generations. The paper explores how the following factors shape policymaking decisions on how much we should be spending on the Net Zero transition: Moral attitudes to future generations Prospects… Read more »

Packhorse Generation: The new tax burdens forced onto young people by inflation

This report investigates how the government has got around a manifesto promise not to raise taxes. The paper explains how the government has instead introduced taxation by stealth which is falling largely on younger people. It explains how younger generations are being stung by a combination of: Fiscal drag The freezing of income tax thresholds… Read more »

The cladding scandal: A crisis for younger people

One of the core aims of the Intergenerational Foundation is to address the housing crisis facing younger and future generations. Over the past decade we have investigated how different generations “consume” or “occupy” housing and why change is needed.  We have:  Quantified the unfair subsidies given to landlords and our research led to policy changes,… Read more »

Are we dis-counting young people’s futures

This short pamphlet explains why the “discount rate” is an intergenerational fairness issue and how the setting of it can tie the hands of younger and future generations. We are grateful to the Young Liberals, the Young Fabians, and the Young Greens, for contributing both to the pamphlet and to the debate that surrounded it.… Read more »

Left Behind: A decade of intergenerational unfairness

The Intergenerational Foundation will be 10 years old in 2021 and this research report investigates how young people have fared over the past decade as well as during COVID-19. We are most grateful to Curtis Banks for supporting this research:   Key findings: Young people have lived through a decade of intergenerational unfairness, with COVID-19… Read more »

Stockpiling Space: How the pandemic has increased housing inequalities between older and younger generations

This report investigates housing inequalities over the last decade and during the COVID-19 pandemic. It investigates the growing inequalities in housing assets and housing space between renters and owners, between rich and poor, and most significantly between older and younger generations, concludes that England now has two housing nations. Key findings: COVID-19 has exacerbated housing… Read more »

Age Bias: How government spending is skewed against the young

This report investigates government spending and age and finds that: The gap in the amount of money the government spent on an older person compared to what it spent on a child has doubled over the past 19 years. The government now spends around £20,800 on each pensioner and only £14,700 on each child –… Read more »

Grey Power: Young people missing from politics

This report investigates the ageing of British national and local political representatives, compares UK political representation internationally, and asks whether younger generations need political representatives that understand their generations’s plight through lived experience. Data sources include: Parliamentary Data Platform Members API House of Commons Register of Members’ Financial Interests ONS Population Estimates EveryPolitician UN Population… Read more »