This report concentrates on student loans taken out to cover student fees. It does not include the additional costs of student maintenance loans taken out to cover living costs. Written by Estelle Clarke, IF advisory board member, the report follows the likely interest that will be charged to graduates over a 30-year loan term and… Read more »
Archives
The Cridland Review Interim Report – Intergenerational Foundation Response
In response to the Interim Report of the Cridland Review into the long-term direction of government policy towards the state pension age, IF draws attention to the obstacles to private pension saving faced by Generation Y, and suggests that the fairest outcome is for the state pension to become means-tested.
The Resolution Foundation Intergenerational Commission – Intergenerational Foundation Evidence
IF welcomes the inauguration of the Resolution Foundation’s Intergenerational Fairness Commission, and calls to attention five of IF’s published papers that could be useful to the Commission’s research and debates.
Long-term sustainability of the NHS – Intergenerational Foundation Response
At the invitation of the Long-term Sustainability of the NHS Select Committee, IF raises three key intergenerational points: ageing and health costs share a complex relationship; healthcare spending is really about politics, not demographics; and if the public wants higher spending on the NHS then higher taxes should not fall on the young.
Generations Apart? The growth of age segregation in England and Wales
Young and old are growing apart – this is the key finding from Generations Apart, the Intergenerational Foundation’s latest piece of research which measures the extent of age segregation across England and Wales. The report found that over the past 25 years profound changes have occurred in the patterns of where younger and older people… Read more »
Capacity in the UK Homebuilding Industry Public Inquiry – Intergenerational Foundation Response
In its public inquiry response to the Department for Communities and Local Government Select Committee, IF explains why the current housebuilding model doesn’t work, and how it would be possible to “unlock” new homes from within our existing housing stock to ease the pressure.
Bus Services Bill Public Inquiry – Intergenerational Foundation Response
Bus Services Bill Public Inquiry – Intergenerational Foundation Response
2016 Intergenerational Fairness Index
Now in its fifth year, the 2016 Intergenerational Fairness Index reveals the continuing stagnation in the position of younger generations in the UK. Key drivers are pensions and government debt. Small improvements in the supply of housing are undermined by the continuing rise in cost – both of renting and buying. Low levels of investment… Read more »
The Graduate Premium: manna, myth or plain mis-selling?
This paper challenges the £100,000 lifetime graduate earnings premium so often used by politicians to justify increasing fees for university courses, changing the terms and conditions, or increasing interest rates. A wide range of factors influence whether graduates are likely to receive an earnings premium (i.e. higher earnings than their non-university-educated peers). These include, amongst… Read more »
Minimum Wage Rates 2016/17 – Intergenerational Foundation Evidence
Minimum Wage Rates 2016/17 – Intergenerational Foundation Evidence