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Category: Student Debt

Graduate outcome statistics will never show where HE opportunity ends and fleecing begins

Posted 20th November 2025 & a filed under Blog, Campaigns, Default, Education, Higher Education, Student Debt, Student Loans.

In this article, student finance campaigner, Paul Wiltshire, argues that better graduate outcome data will not be enough to fix the fundamental flaws of mass Higher Education.

The tuition fee rise will cost university starters an additional £15 billion

Posted 14th November 2025 & a filed under Default, Future Generations, Higher Education, Intergenerational fairness, Research, Student Debt, Student Loans.

The government have announced that tuition fees will rise with inflation each year from 2025/26. IF Researcher, Toby Whelton, explains what this will mean for incoming university students.

Student loans: an over-ripe scandal

Posted 7th May 2025 & a filed under Blog, Student Debt, Student Loans, University, Young people.

In this article, Richard Hartigan, actuary and author of “Student loans: failing students” for the Institute and Faculty of Actuaries, explains why student loans could be the next mis-selling scandal.

Durham epitomises the housing affordability crisis facing students

Posted 2nd April 2025 & a filed under Blog, Default, Housing, Student Debt, Student Loans, University, Young people.

Has the student housing crisis improved in Durham? Katie Porteous, IF student intern and Durham student, investigates.

There is more than one version of “student loan fraud”

Posted 25th March 2025 & a filed under Blog, Student Debt, Student Loans, Taxation, University.

Paul Wiltshire, founder of University Watch and student finance campaigner, argues in his new report that the HE sector is mis-selling degrees to unsuspecting young adults and extracting fee income via student loans on an industrial scale.

The hypocrisy of the universities lobby in their argument to increase student fees

Posted 17th September 2024 & a filed under Blog, Government policy, Higher Education, Student Debt, Student Loans, University, Young people.

University lobbying groups have been increasing their calls for an increase to tuitions fees ahead of the Autumn Budget. IF researcher, Toby Whelton, argues not only are these calls intergenerationally unfair but they are also cynical.

Housing and living costs – students need help

Posted 20th September 2023 & a filed under Blog, Default, Housing, Student Debt, Student Loans, University.

In 2020, the UK recorded its largest intake of first-year university students only to be hit with an increase the following year. As a result, universities and students alike have been battling with increased demand for housing amidst a cost-of-living crisis. Justin Adesina, IF student volunteer, investigates.

How to improve student loan repayment terms for graduates

Posted 21st June 2023 & a filed under Blog, Student Debt, Student Loans, Young people.

The student loan system is broken. For the crime of pursuing a higher education, many graduates in England face an additional 9% marginal tax for most of their working lives. Alec Haglund, IF Researcher, discusses IF analysis of the best ways to lower the debt burden for graduates.

Student loans – it’s the economy stupid

Posted 18th May 2023 & a filed under Blog, Default, Higher Education, Student Debt, Student Loans, University, Young people.

In this article, IF supporter and father, Philip Yorke, argues that the student loan system affects the whole economy, and by looking forward a generation it is obvious how untenable this funding method will become.

Higher education is an investment, not a revenue stream

Posted 16th February 2023 & a filed under Blog, Default, Higher Education, Student Debt, Student Loans.

Look to Canada. IF researcher, Sylvan Lutz, argues that England is hurting its economic and social potential by treating students as a revenue source and not as an investment in the country’s future.

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