Should the 3 million pensioner millionaires be benefiting from the pensions triple lock?

With new figures recently published showing that the wealth gap between pensioners and the rest of society is as wide as it has ever been, IF Co-Founder Angus Hanton considers the ramifications of this growing inequality, and asks whether the triple lock on the state pension has had its time. Almost quadrupled in ten years… Read more »

Reforming renting: good but not enough

The governme​​nt has published a Renters Reform Bill aiming for a fairer private rented sector. Liz Emerson, IF co-founder, weighs up whether these reforms are good news for younger generations. ​ The government has unveiled plans to provide greater legal protections to the millions of renters in England and it has been rather amusing watching… Read more »

Generations apart: how the intergenerational contract has weakened since 1952

The celebrations for Queen Elizabeth II’s Platinum Jubilee are taking place over the upcoming weekend. To mark the occasion, the Intergenerational Foundation’s Digital Campaigns Officer Liam Hill considers, through the lens of the intergenerational contract, how the UK has changed over the last 70 years. It goes without saying: a lot has changed in the… Read more »

Packhorse Generation: how the cost of living crisis disproportionately impacts the young

On 7 June IF is hosting a webinar (sign-up here) on the cost-of-living crisis facing young people. In this article, John Hobby, IF researcher, explains the economic backdrop to the mounting financial pressures facing younger generations. Consumer price inflation hit 9% in April, a four decade high that will squeeze the spending power of the… Read more »

Should Housing Association tenants have the right to buy?

Recent reports have suggested that the UK government is considering an extension of the Right to Buy to housing association homes. IF Co-Founder Angus Hanton considers how this would affect the UK’s already-skewed housing market, how it would interact with the housing crisis and how it might impact future generations in the UK. The sale… Read more »

Local elections – will you vote?

Many areas of the England, Scotland and Wales will have local elections tomorrow, 5th May. With turnout historically very low, particularly among younger people, Liz Emerson, IF Co-founder, investigates what issues younger generations can influence locally and why voting locally matters. What does your local councillor do? Local councils are responsible for a wide range… Read more »

A year in review for intergenerational fairness

2021, it seems, will end the same way as it started, with COVID-19 putting the nation on hold, but it is the young who have suffered the most as intergenerational unfairness deepens, writes Liz Emerson, IF Co-founder, in this end-of-year review.  COVID-19 From Delta to Omicron, COVID-19 has delivered a rollercoaster of a year as… Read more »

The social care cap and the intergenerational contract

On 7 September 2021, the government announced reforms to the social care system in order to provide more support to people with fewer financial resources. A recent announcement on 17 November 2021 casts doubt on whether these reforms will be worth the costs borne by younger generations. John Hobby, IF researcher, investigates whether this is… Read more »

High rents leave families with unaffordable housing costs

A new report from Joseph Rowntree Foundation (JRF) finds that one million families are paying rents that they cannot afford. Liz Emerson, IF Co-founder, takes a look at the research.  1 million families paying rent they cannot afford According to the JRF research, one million households are paying rents they cannot afford. These are private… Read more »

National Insurance: young people and lower earners hit the hardest

Yesterday, MPs voted to approve raising employees’ National Insurance Contributions (NICs) by 1.25 percentage points, breaking a key manifesto promise not to raise taxes. While the government marketed the rise as “progressive”, in reality it is an intergenerationally unfair tax reform which will affect younger generations the most. Lizzie Simpson, IF Researcher, explains. A regressive… Read more »