The announcement of the 95% mortgage in this week’s budget may have initially sounded like good news for those in “generation rent” who have struggled for years to get onto the housing ladder. However, Lizzie Simpson, IF Researcher, explains why this policy is likely to make homeownership increasingly unachievable for young people in the longer… Read more »
Category: Housing
Homeownership denied: an intergenerational injustice
There is real concern that the younger generation will have a lower standard of living than their parents – which violates a key principle of intergenerational fairness. One issue at the centre of this concern is housing. IF supporter Rosie Neville sees it from her perspective and offers some solutions
Does the planning white paper really help first-time buyers?
The government has recently consulted the public on their wide-ranging set of proposed reforms to the planning system in England, which, they argue, will reduce delays and uncertainty for developers and enable more new homes to be built for first-time-buyers. David Kingman explains IF’s position on whether these reforms go far enough to really make… Read more »
What role does financial regulation play in intergenerational fairness?
The financial industry, and the way in which financial products are regulated, have big impacts on different generations, as David Kingman explains
Can the government’s planning reforms help solve the housing crisis?
David Kingman looks at whether the new set of planning reforms – recently announced by the UK government – are likely to help solve the housing crisis facing young adults
To a graduate of 2020 from a graduate of 2009
Creative writing can be a tool to release anxiety, find clarity and share perspectives on difficult issues. IF supporter Josephine Robertson, a graduate of 2009, writes an empathetic letter to new graduates on intergenerational legacy and adjusting expectations. Focusing on these revised expectations, and having an empathetic listening ear between generations, may yet deliver fulfilment… Read more »
Poverty and homelessness: the risks remain
COVID-19 might have threatened to bring the scourge of homelessness to many more people in the UK. A swift response averted that crisis, but strong action on homes and work-creation is still needed to “Ride Out Recession” and prevent a descent into poverty, says John Bird (Lord Bird), founder of the The Big Issue and… Read more »
Could working from home improve intergenerational fairness?
David Kingman looks at whether a shift towards more of the population working from home might help or hinder young adults’ living standards and intergenerational fairness
Are young adults at risk of being made homeless by COVID-19?
Research has indicated that young adults are one of the social groups who are most likely to see a fall in their living standards because of COVID-19. David Kingman looks at whether they are at especially high risk of being made homeless by the impacts of the virus on the UK economy
Room to breathe? How the COVID-19 lockdown highlights age inequalities in living space
The draconian social-distancing rules which are now in the place in the UK are forcing people to remain indoors most of the time, a restriction which is likely to be much harder to bear for young families living in overcrowded conditions, argues David Kingman At first glance, it could seem as though almost every household… Read more »
