How the mortgage rate rise disproportionately affects the young

With interest rates recently pushed to their highest level for well over a decade, Lukas Winterburn, IF volunteer, looks at the consequences through the lens of intergenerational housing justice, for mortgage payers and tenants. Bad news on interest rates Whilst homeownership levels have dipped from their peak in 2002 of 72% to plateauing to 65.2%… Read more »

2022: the year young people were seriously impoverished

Friday 23 September 2022, a day that will live in infamy, was the culmination of changes which will impoverish younger people, argues Angus Hanton, IF Co-founder. Interest rates up Most strikingly, interest rates shot up which squeezed borrowers and will be particularly difficult for younger people with mortgages. Younger people will often have taken on debts which were for… Read more »

A budget for the wealthy, to the detriment of everyone else

A week on, Alec Haglund, IF Researcher, argues that the government’s 23rd September budget and the turmoil that has followed its announcement will lead to disastrous consequences for the economy as a whole, and hurt low- and middle-income workers and the prospects of the young the most. The direction the new government wants to take… Read more »

Net Zero: are we unfairly “discounting” the future?

Bill Anderson-Samways is a former researcher at the Social Market Foundation. He recently co-authored a report on how to pay for the transition to Net Zero, On Borrowed Time, with John Hobby, a researcher at the Intergenerational Foundation. In this blog, he argues that the UK’s high discount rate pushes the costs of Net Zero… Read more »

When the old suffer too: the cycle of intergenerational inequality

Danny Dorling is the Halford Mackinder Professor of Geography of the School of Geography and the Environment of the University of Oxford, and the author of many books including All That Is Solid, Inequality and the 1%, and Injustice: why social inequality persists. In this blog, he explains how inequality between older and younger generations… Read more »

The leadership will change – will any policies?

Alec Haglund, IF researcher, explores whether the 2022 Conservative leadership race will provide an opportunity for a renewed national debate and discussion about solving the country’s problems. Empty talk For a democracy to be healthy and thriving, there must always be space for an open discussion about how to improve people’s lives and how to… Read more »

The EU referendum: six years on

Today is six years since the EU referendum. In this blog, IF’s Digital Campaigns Officer, Liam Hill, considers the impact of the EU referendum on the UK’s economic and political landscape, and what effects the referendum and Brexit have had on intergenerational fairness. The events and the process Brexit has always been better seen as… Read more »

Packhorse Generation: how the cost of living crisis disproportionately impacts the young

On 7 June IF is hosting a webinar (sign-up here) on the cost-of-living crisis facing young people. In this article, John Hobby, IF researcher, explains the economic backdrop to the mounting financial pressures facing younger generations. Consumer price inflation hit 9% in April, a four decade high that will squeeze the spending power of the… Read more »

Earth Day 2022: time for urgency

It is Earth Day this week. The theme for the 52nd anniversary of the annual event supporting the global environmental movement is “Invest in Our Planet”. Alec Haglund, IF researcher, writes about the need for urgent action to tackle the climate crisis, which is the most pressing intergenerational justice issue facing younger and future generations.… Read more »

Spring Statement: compounding the cost of living crisis for young people

On March 23, Chancellor of the Exchequer, Rishi Sunak, delivered his Spring Statement to Parliament, announcing a number of measures intended to alleviate the cost of living crisis. However, IF Co-Founder, Angus Hanton, argues that this package, combined with the government’s longstanding economic and fiscal policies, will do very little to solve the cost of… Read more »