New 95% mortgage policy will make homeownership even more unaffordable

The announcement of the 95% mortgage in this week’s budget may have initially sounded like good news for those in “generation rent” who have struggled for years to get onto the housing ladder. However, Lizzie Simpson, IF Researcher, explains why this policy is likely to make homeownership increasingly unachievable for young people in the longer… Read more »

Vaccine passports: a recipe for intergenerational resentment

As mass vaccination raises the prospect of releasing society from COVID-19 lockdown, there is much talk about introducing vaccine passports to hasten the process. But would the introduction of vaccine passports be intergenerationally fair? No it would not, says IF volunteer Samuel Rowland, for reasons of public health – and it will cause intergenerational resentment

Reducing emissions through carbon pricing: how far have we come?

World leaders have taken some key steps forward regarding climate change over recent months, thus restoring some public confidence in global cooperation. One of the most effective ways in which countries can work together to reduce emissions is through emissions trading. IF researcher Melissa Bui looks at progress made on this front

Economic impact of COVID-19 continues to disadvantage younger people

Last week, the Office for National Statistics (ONS) published new data detailing the current state of the UK’s labour market and businesses. This has revealed not only the damaging impact that the COVID-19 pandemic is continuing to have on the UK’s economy as a whole, but also the disproportionally negative impact that it is having… Read more »