Millennials are significantly less likely to own their own homes as they enter middle age than previous generations were. David Kingman looks at how this trend could impact when and how Millennials will be able to retire
Category: Pensions
Intergenerational Alert: hidden liabilities in the Local Government Pension Scheme
A new report published by IF reveals the hidden liabilities in the Local Government Pension Scheme (LGPS). This threatens to become a major intergenerational issue because, unless urgent action is taken, the cost will be passed on to younger and future generations to pay. Here, in a brief summary, the report’s author, actuary Daryl Boxall,… Read more »
IF Manifesto Audit 6: Pensions and Welfare
The main parties’ manifestos have abandoned intergenerational fairness in bid to win the grey vote, says IF Co-Founder Angus Hanton
Generational inequity in the USA: state and local government
Brooklyn resident Larry Littlefield writes a blog called “Saying the Unsaid in New York: Public Policy in New York City and State”. As a 57-year-old married father of two, intergenerational inequity is a particular concern: here he describes the extent to which the Millennials’ future has been sold out by spending policies at the state… Read more »
How much do retirees regret not saving more when they were younger – and what could it mean for today’s young adults?
The phenomenon known as “savings regret” has been given statistical underpinning by new evidence. David Kingman ponders what it could mean for Millennials
The Cridland Review consultations: still work to be done
IF Volunteer Robert Wilson analyses the consultations on the Cridland Review to assess the current state of debate on pensions
Cridland Review: Millennials are likely to be in their 70s before they get a state pension
David Kingman looks at what the recommendations in the final report of the Cridland Review could mean for younger workers
Spring Budget 2017: Why the Chancellor made the wrong reforms to National Insurance
David Kingman explains that although the Chancellor was right to reform National Insurance, he ignored intergenerational unfairness
New report: State pension “triple lock” discriminates against poorer pensioners
David Kingman looks at some new research which explores the trade-off over the state pension “triple lock”
Government launches green paper on DB pensions
David Kingman looks at the big announcements in the government’s new green paper on private sector defined benefit pensions
